How I Paid Off $30,000+ of Credit Card Debt in Two Years

Resolve to do it……

Double Debt Single Woman

happyWomen

Yes! Recently credit-card debt free and exhausted from a marathon session of bad dancing, I’m back to share how I did it. By writing this, I don’t mean to imply that everything that I did was necessarily the best course of action, or that it would work for everyone. I’m only sharing what worked for me, a single female with no dependents.

There were 5 simple components that all played a part. None of this was easy to experience, but the steps were simple.

1.  I resolved to do it.

I had a wake up call back in late 2012 when I did a bit of math and realized that when my student loans came out of forbearance, I would no longer be able to make ends meet. I knew that I had to start paying off these two debts. Dave Ramsey books and DVDs got me psyched up and…

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